DESCRIPTION:This agency provides a sweat equity program, and general minor repairs include accessibility improvements, carpentry, roof repairs or replacement, storm windows and doors, and mechanical systems (plumbing, electrical, HVAC, furnace).
ELIGIBILITY:Sweet Equity loan: citizen or permanent legal resident of the U.S. who has lived or worked in one of the counties mention below in the past year; be a first-time home buyer; have at least 2 but no more than 8 people in your household; prove steady income for the past two years
Home Repairs: homeowners 55 years of age and above; honorably discharged US military veterans or active-duty personnel who meet the program qualifications; residents of the service area; house must be at least 15 years old and demonstrate a need for repairs based on inspection; homeowner must own and live in the home for at least one year; meet income requirements; have U.S. citizenship or permanent, legal residency; maintain current mortgage, homeowner’s insurance policy and property tax payments; complete required sweat-equity hours; be present during the repair project
Monthly Income Guidelines
Family Size Maximum Household Income
1 person $4,500
2 people $5,140
3 people $5,785
4 people $6,425
5 people $6,940
6 people $7,455
7 people $7,970
8 people $8,485
DOCUMENTS:Sweet Equity loan: application form, photo identification for all adults, birth certificates for all dependents, applicant’s permanent legal residency if not a U.S. citizen, co-applicant’s permanent legal residency if not a U.S. citizen, social security cards for all household members, legal guardianship documents for children you are raising but that are not your biological children, proof of income, credit report, each applicant and co-applicant (if applicable) must provide the names and contact information for two references (other than family members). Appropriate references include co-workers, supervisor or pastor, show consistent payment histories on debts
Home Repairs: application form, picture ID/driver license, proof of income, proof of legal status, proof of ownership
FEES:call for details
LANGUAGES:Spanish
AREA SERVED:Sweet Equity loan: Cherokee, Clayton, Cobb, Dawson, DeKalb, Fayette, Fulton, Forsyth, Gwinnett, Henry
Home Repairs: Fulton (some cities of Fulton and South Fulton county; call for details)