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Find the help you need > Credit/Financial Counseling > Credit Reporting Agencies

Credit Reporting Agencies

Organizations that maintain credit history records and make available to prospective lenders, insurers, landlords and employers (as well as to consumers themselves) reports that document the individual's past borrowing and repayment activity including information about late payments and bankruptcies. Information in credit reports is used to calculate credit scores (a numerical representation of the likelihood that a consumer will meet future financial obligations) which are used to determine the interest rate people receive on their mortgage, car loan, credit cards, auto insurance and other forms of credit.

3 Locations offering the requested services. Providers are listed by city
Experian
P.O. Box 2104
Allen, TX 75013
(877) 284-7942 Toll Free Line
Collin County
Equifax
Atlanta, GA 30374
(800) 685-1111 Toll Free
Fulton County
TransUnion Corporation - Consumer Relations Division
P.O. Box 1000
Chester, PA 19022
(800) 916-8800 Main Client Number
(800) 888-4213 Toll Free Line   Credit Reports
Delaware County
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